Status of the Provision of Personal Information to Third Parties
Kakaopay uses the users’ personal information solely within the scope for which consent was given, and such personal information will not be used, disclosed or provided beyond the relevant scope, without the user’s prior consent.
Kakaopay Money
• Recipient of the personal (credit) information: Korea Financial Telecommunications and Clearings Institute (KFTC)
• Purpose of the provision of personal (credit) information: synchronization of automatic transfer consolidated management system
• Provided personal (credit) information: account number, account holder name
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
• Recipient of the personal (credit) information: the bank in which the member has opened the account registered for the Kakaopay Money services (NONGHYUP BANK, SHINHAN BANK, KEB Hana Bank, STANDARD CHARTERED BANK KOREA LIMITED., The Daegu Bank, Ltd.,, BUSANBANK, KWANGJU BANK, Korean Federation of Community Credit Cooperatives (KFCC), BNK Kyongnam Bank, JEONBUK BANK, JEJUBANK, Korea Development Bank (KDB), National Credit Union Federation of Korea, Korea Post Bank, KB Kookmin Bank, WOORI BANK, MERITZ Securities Co. Ltd., EUGENE INVESTMENT CO., LTD. , Yuanta Securities Korea Co., Ltd., INDUSTRIAL BANK OF KOREA (IBK), NH INVESTMENT & SECURITIES CO.,LTD., SK Securities Co., LTD., K bank, CITIBANK KOREA, MIRAE ASSET SECURITIES.CO., LTD.)
• Purpose of the provision of personal (credit) information: deposit/withdrawal from account using Kakao Money, settlement processing, account holder’s account validity check
• Provided personal (credit) information: name, bank name, account number, date of birth
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
• Recipient of the personal (credit) information: Hana Members
• Purpose of the provision of personal (credit) information: confirmation of subscription to Hana Members, inquiry and exchange of Hana Money
• Provided personal (credit) information: identity verification value (CI)
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
Kakaopay Card
• Recipient of the personal (credit) information: Korean Airlines Co., Ltd.
• Purpose of the provision of personal (credit) information: provision of Korean Airlines mileage affiliated services and settlement of expenses
• Provided personal (credit) information: identity verification value (CI), name (Korean), name in English, mobile phone number, date of birth
• Term for retention and use of personal (credit) information by recipient: until withdrawal from the recipient company or for the mandatory retention term under the relevant laws and regulations
Mobile Transportation Card Services
• Recipient of the personal (credit) information: LOCA Mobility Corporation
• Purpose of the provision of personal (credit) information: provision of services, settlement of expenses, registration of discounts, service calls, refunds and inquiries, record management
• Provided personal (credit) information: identity verification information (name, gender, date of birth, CI, issued identification number), mobile phone information (mobile phone number, mobile telecommunications service provider information, device information), bank name, account, account holder name
• Term for retention and use of personal (credit) information by recipient: five (5) years following the user’s withdrawal (provided, if otherwise specified in the relevant laws and regulations, such term shall apply)
Registration of Card Payment Method
• Recipient of the personal (credit) information: credit card companies to which the member has filed an application for payment (one (1) out of SAMSUNG CARD CO.,LTD., Shinhan Card Co., Ltd., KB Kookmin Card Co., Ltd., Hana Card Co., Ltd., (former KOREA EXCHANGE BANK (KEB)), BC CARD, CITI CARD, Hyundai Card Co., Ltd., LOTTECARD CO.,LTD., NH NONGHYUP BANK, Kakao Bank Corp)
• Purpose of the provision of personal (credit) information: card registration and payment, confirmation of credit card usage records between the two companies for the purpose of service calls arising upon the use of the card, prevention of illegal card use
• Provided personal (credit) information: (card registration and payment) credit card number, validity period, date of birth, first two (2) digits of credit card password, CVC (Credit card company service calls and prevention of illegal use) service use records, device information (type of device, OS, device unique identifier value)
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
Online (Kakaopay Money and Card) Payments and QR Card Payments
• Recipient of the personal (credit) information: sellers (merchants) of goods and services
• Purpose of the provision of personal (credit) information: transaction between sellers and purchasers
• Provided personal (credit) information: payment method, payment amount (including discounts and Kakaopay mileage amounts), date and time of payment, number of monthly installments
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
• Recipient of the personal (credit) information: payment intermediary (KEB Hana Card, WOORI Card, Korea Financial Telecommunications and Clearings Institute (KFTC)), directly purchasing merchants (Korail)
• Purpose of the provision of personal (credit) information: provision for direct approvals/purchases by merchants (approval and cancellation of original transaction, processing of fees)
• Provided personal (credit) information: payment method, payment amount (including discounts and Kakaopay mileage amounts), date and time of payment, number of monthly installments, virtual token number (OTC), validity period
• Term for retention and use of personal (credit) information by recipient: for the mandatory retention period under the relevant laws and regulations
Memberships
• Recipient of the personal information: CJ Olive Networks Co., Ltd., LOTTE Members Co., Ltd., E.LAND RETAIL, TONYMOLY Co., Ltd., BG Fretail Co., Ltd., LF Corp., KYOBO BOOK CENTRE, Skin Food, Amorepacific Corporation, Megabox JoongAng, Inc., Adidas Korea, LLC., BSK Corporation, Asiana Airlines, Inc., Our Home Ltd., HANATOUR SERVICE INC., S-OIL CORPORATION, Hyundai Oilbank Co., Ltd., Korea Ginseng Corp., Kia Motors Corporation, Secta9ine Co.,LTD., Samsung C&T Corporation, DOKLIPMUN CO., LTD., Paradise Hotel Busan, EMART Inc. SHINSEGAE POINT, EDIYA COFFEE COMPANY, Maeil Dairies Co., Ltd, Hyundai Department Store Co., Ltd., SHINSEGAE FOOD CO.,LTD, MODETOUR NETWORK Inc., Coffee Bean Korea Co., Ltd., GS Retail Co., Ltd., Doosan Corporation Retail BU Doota Mall., Hanssem Co., Ltd., Caffe Bene, Chorocmaeul Co., Ltd, LiBRO INC., Kakaocommerce Corp., MINISTOP KOREA Co., Ltd.
• Purpose of the provision of personal information: membership subscription and member identification, customer service, delivery of announcements and service information
• Provided personal information: name, identity verification value (CI), mobile phone number, date of birth, gender, email address (Kakao account or direct entry)
• Term for retention and use of personal (credit) information by recipient: one (1) year following withdrawal from the services provided by the relevant partner
Bill Payment
• Recipient of the personal (credit) information: Korea Electric Power
• Purpose of the provision of personal (credit) information: application for bill payment, payment and customer service
• Provided personal (credit) information: name, date of birth, gender, mobile phone number
• Term for retention and use of personal (credit) information by recipient: to be deleted after ten (10) years of retention pursuant to the extinctive prescription of receivables under Article 162 of the Civil Act
• Recipient of the personal (credit) information: KYUNGNAM ENERGY CO., LTD, Mirae’N SeohaeEnergy Co.,Ltd., SEORABEOL CITY GAS CO., SAMCHULLY CO., LTD., Jeju City Gas Co. Ltd., Kiturami Energy Co., Ltd., INCHEON CITY GAS CO.,LTD., DAEHWA CITYGAS, Charm Vit City Gas Co., Ltd., Chamvit Wonju City Gas Industries Co., Ltd., Chamvit Chungbuk City Gas Co., Ltd., Chamvit Yongdong City Gas Co., Ltd., CNCITY Energy Co.LTD
• Purpose of the provision of personal (credit) information: application for and use of bill payment and additional services, member identification, payment and customer service
• Provided personal (credit) information: name, identity verification value (CI), date of birth, mobile phone number, gender
• Term for retention and use of personal (credit) information by recipient: to be deleted after member identification during application of bill payments
• Recipient of the personal (credit) information: JB CORP, CO., LTD, Mokpo City Gas Co., Ltd., GSE CO,. LTD., JEONBUK CITY GAS Co.,Ltd.
• Purpose of the provision of personal (credit) information: application for and use of bill payment and additional services, member identification, payment and customer service
• Provided personal (credit) information: name, date of birth, mobile phone number
• Term for retention and use of personal (credit) information by recipient: to be deleted upon change in the method of receiving bills
• Recipient of the personal (credit) information: KEB HANA CARD, SAMSUNG CARD CO.,LTD., Shinhan Card Co., Ltd., BC Card, Lotte Card Co., Ltd., KB Kookmin Card Co., Ltd.,
• Purpose of the provision of personal (credit) information: member identification upon application for bill payments
• Provided personal (credit) information: identity verification value (CI)
• Term for retention and use of personal (credit) information by recipient: to be deleted upon change in the method of receiving bills
• Recipient of the personal (credit) information: Busan Water Authority
• Purpose of the provision of personal (credit) information: application for bill payments, member identification, payment and customer service
• Provided personal (credit) information: name, mobile phone number
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
• Recipient of the personal (credit) information: billing entity and tax payment institution to which QR payments have been applied, Duzon (billing entity connected to Duzon)
• Purpose of the provision of personal (credit) information: member identification, payment and customer service
• Provided personal (credit) information: name, billing entity name, invoice name, date and time of billing, billed amount, address of tax payer (for tax payments)
• Term for retention and use of personal (credit) information by recipient: until the period of use of the relevant billing entity’s services or for the mandatory retention term under the relevant laws and regulations
• Recipient of the personal (credit) information: local governments, Ministry of the Interior and Safety (WeTAX), Seoul Metropolitan City (ETAX), Korea Financial Telecommunications and Clearings Institute (KFTC) (tax payment intermediary)
• Purpose of the provision of personal (credit) information: application for and use of electronic delivery services of local taxes and non-tax receipts
• Provided personal (credit) information: name, mobile phone number, email (Kakao account), CI, resident registration number, foreigner registration number (local residential number)
• Term for retention and use of personal (credit) information by recipient: for the mandatory term under the laws and regulations related to local taxes and non-tax receipts
In the case of local taxes, personal information is retained and used for five (5) years from the date of tax payment for the purpose of processing tax refunds, etc., in accordance with Article 64 of the Framework Act on Local Taxes, and personal information is only retained and used for the purpose of processing inquiries, performing obligations under laws and regulations, and dispute resolution, etc., thereafter.
※ Information is provided to local governments, the Ministry of the Interior and Safety (WeTAX), the Seoul Metropolitan City (ETAX), and the Korea Financial telecommunications and Clearings Institute (KFTC) as set forth in Article 135 of the Framework Act on Local Taxes, Article 20 of the Act on the Collection of Local Administrative Sanctions and Charges, grounds of taxation under individual laws and regulations, and the Regulation on the Operation and Management of the Local Tax Information System.
※ Resident registration numbers are only processed for the purpose of delivering tax payment notices and making tax payments as set forth in Article 95 of the Enforcement Decree of the Framework Act on Local Taxes, and Kakaopay does not store any of the resident registration numbers.
• Recipient of the personal (credit) information: KT Corporation
• Purpose of the provision of personal (credit) information: member identification, payment and customer service
• Provided personal (credit) information: name, mobile phone number, date of birth, identity verification value (CI)
• Term for retention and use of personal (credit) information by recipient: to be deleted following one (1) month from the identification of the member using the payment services
• Recipient of the personal (credit) information: DAESUNG CLEAN ENERGY, DAESUNG ENERGY CO.,LTD.
• Purpose of the provision of personal (credit) information: application for bill payments, member identification, payment and customer service
• Provided personal (credit) information: name, identity verification value (CI), date of birth, mobile phone number, gender
• Term for retention and use of personal (credit) information by recipient: to be deleted after member identification upon application for bill payments
• Recipient of the personal (credit) information: Stage Five Corp.
• Purpose of the provision of personal (credit) information: user verification, entry of order information, provision of conveniences, customized provision of services, analysis and statistics, connected to Point Park
• Provided personal (credit) information: name, date of birth, gender, telephone number, telecommunications service provider information, email address, CI
• Term for retention and use of personal (credit) information by recipient: one (1) year from the date of receipt
Kakao Authentication
• Recipient of the personal information: Kt Estate Inc., Shinhan Life Insurance Co., Ltd., Doctors Without Borders, Korea Food for the Hungry International, LINA Life Insurance Company of Korea, SMARTRAISER, TNBSOFT, Hanwha General Insurance Co., Ltd., AIG Korea Inc., DAISHIN SECURITIES CO., LTD., DB Insurance Co., Ltd., Hanwha Life Insurance Co., Ltd., Dunamu Inc., RCI Financial Services Korea, LOTTE Members Co., Ltd.,, AIA Life Insurance Co., Ltd., OK Savings Bank, Korea Transportation Safety Authority, Suhyup Bank, ItemBay, NH CAPITAL Co.,LTD., Actwo Technologies, HANA CAPITAL CO.,LTD., BNP PARIBAS CARDIF LIFE INSURANCE, KB Insurance Co., Ltd., KB Life Insurance, NEXON Korea, Kyobo Life Insurance Co., Ltd., HYUNDAI HOME SHOPPING NETWORK CORPORATION, ING Insurance Co., Ltd., KB Savings Bank Co., Ltd, Yegaram Savings Bank, Prudential Life Insurance Company of Korea Ltd., ABL Life Insurance, DB Life Insurance Co., Ltd., WOONGJIN THINKBIG CO., LTD., WELRIX RENTAL, Seoul Guarantee Insurance Co., Ltd., Interpark. Co., Ltd., DGB Capital, Samsung Life Insurance Co., Ltd., Hyundai Marine & Fire Insurance Co., Ltd., OK Capital Co., LTD, IBK Insurance Co., Ltd., LOTTE Rental co., ltd., Industrial Bank of Korea, Chubb Life insurance Korea Co. Ltd., SAMSUNG FIRE & MARINE INSURANCE CO., LTD., SK ENCAR, Military Manpower Administration, Financial Security Institute, BNK CAPITAL CO., LTD, PEERNINE, BC CARD, NongHyup Life Insurance Co.,Ltd., CHA Fertility Center- Seoul Station, Heungkuk Fire & Marine Insurance, Fruits Five, Korea Housing Finance Corporation, KB Kookmin Card Co., Ltd.,, Korea Housing & Urban Guarantee Corporation, Jangteun Witeun Hospital, Heungkuk Life Insurance, British American Tobacco Korea, Thenully, Popfunding, Yonse Hyein Internal Medicine, Sadang 365 Hospital, Pyeongtaek City Hall, MG Non-Life Insurance Co., Ltd., Dongyang Goodmorning Clinic, DREAM INTERNAL MEDICINE, CENTRAL HOSPITAL, Hallym University Dongtan Sacred Heart Hospital, National Forestry Cooperatives Federation, SOJUNGHAN Medicare, The K Insurance Co.,Ltd., National Tax Service, Zion Women’s Hospital, AXA General Insurance Co., Ltd, SHIFT Co., Ltd., MEDIA K, M&T, Hallym University Chuncheon Sacred Heart Hospital, Hallym University Sacred Heart Hospital, Korea Financial Telecommunications and Clearings Institute(KFTC), DB Insurance Co., Ltd., Hanbit Radiology Center, Seoul Medipia, SHIFT Co., Ltd., (Two Disk), Korea Specialty Contractor Financial Cooperative, Seoul Metropolitan City, Glosfer (Foblgate), Hana life Insurance Co., Ltd., T Group Co., Ltd., (File Loan), TOPCO (TOPTOON), Metanet MCC, CMS Korea
• Purpose of the provision of personal information: prevention of illegal use through identification of signatory
• Provided personal information: name, certificate information
• Term for retention and use of personal information by recipient: until membership withdrawal from the service institution or for the mandatory term under the relevant laws and regulations
• Recipient of the personal information: Korea Internet & Security Agency
• Purpose of the provision of personal information: registration and management of certified electronic addresses, issuance of distribution certificates
• Provided personal information: name, certified electronic address, CI
• Term for retention and use of personal information by recipient: until the retention term (ten (10) years) of distribution information under Articles 18-4 and 18-5 of the Framework Act on electronic Documents and Transactions and Article 2-4 of the Enforcement Decree of the same Act
<Simplified Log-In>
• Recipient of the personal information: KB Securities Co., Ltd., National Pension Service, BNK CAPITAL CO., LTD, Hanyang Cyber University, NH Investment & Securities Co., Ltd., Fubon Hyundai Life Kakao Games Corp., STANDARD CHARTERED BANK KOREA LIMITED., NongHyup Property & Casualty Insurance Co., Ltd., Cyber Hankuk University of Foreign Studies, SK Securities Co., Ltd., Korea Legal Aid Corporation, Lotte Capital
• Purpose of the provision of personal information: simplified log-in and automatic signature, member identification, customer service (provided, automatic signatures only apply to KB Securities Co., Ltd., NH Investment & Securities Co., Ltd., and SK Securities Co., Ltd.)
• Provided personal information: identity verification value (CI)
• Term for retention and use of personal information by recipient: upon termination of authentication services or for the retention term under the relevant laws and regulations
• Recipient of the personal information: OrangeLife Insurance Co., Ltd., AXA General Insurance Co., Ltd.
• Purpose of the provision of personal information: simplified log-in, member identification, customer service (provided, gender is only provided to “XA General Insurance”)
• Provided personal information: telephone number, name, date of birth, gender
• Term for retention and use of personal information by recipient: upon termination of authentication services or until the retention term under the relevant laws and regulations
Investment Services
• Recipient of the personal (credit) information: PEOPLEFUND COMPANY Inc., TERA FINTECH Co., Ltd., TOGETHERAPPS
• Purpose of the provision of personal (credit) information: subscription to the applied investment services, service member identification, provision of investment information, return of investment proceeds and principal, issuance of cash receipts and tax invoices for investment proceeds
• Provided personal (credit) information: email, bank name, account number, account holder name, mobile phone number, CI, internal member identification number
• Term for retention and use of personal (credit) information by recipient: until withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
Insurance
<Overseas Travel Insurance>
• Recipient of the personal (credit) information: INBYU INC.
• Purpose of the provision of personal (credit) information: purchase and use of the applied insurance product, member identification, age verification
• Provided personal (credit) information: (required) name, date of birth, gender, telephone number, app identification number, (optional) email address
• Term for retention and use of personal (credit) information by recipient: upon expiration of purchased insurance or for the mandatory retention term under the relevant laws and regulations
<Comparison of Automobile Insurance Premiums>
• Recipient of the personal information: INBYU INC.
• Purpose of the provision of personal information: inquiry of insurance purchase, use of automobile insurance premium comparison inquiry services, personal identification, service call, verification of insurance purchaser
• Provided personal information : name, mobile phone number, date of birth, automobile information (automobile number, manufacturer, vehicle name, registration date, vehicle type, detailed type, accident reporting device, mileage), automobile insurance purchase records (insurer, maturity date), records of quotation comparison of automobile insurance products
• Term for retention and use of personal information by recipient: upon expiration of purchased insurance or for the mandatory retention term under the relevant laws and regulations
<Pet Insurance>
• Recipient of the personal information: LKMS INC., (group insurance contractor), INBYU INC., (insurance agent)
• Purpose of the provision of personal information: application for insurance quotations, purchase of insurance, personal identification, service call, verification of insurance purchase
• Provided personal information: name, mobile phone number, date of birth, email address
• Term for retention and use of personal information by recipient: upon expiration of purchased insurance or for the mandatory retention term under the relevant laws and regulations
<Jeon-se Security Deposit Return Guarantee>
• Recipient of the personal information: REFINE Co. Ltd.
• Purpose of the provision of personal information: conducting of entrusted work, including registration, application, issuance, inquiry, termination, modification, performance, etc., of the jeon-se security deposit return guarantee
• Provided personal information: name, resident registration number, CI, DI, mobile phone number, email address, jeon-se agreement information, account information for withdrawal/return of guarantee fees, access log, access IP information, etc.
• Term for retention and use of personal information by recipient: upon expiration of purchased insurance or for the mandatory retention term under the relevant laws and regulations
<Automobile Insurance>
• Recipient of the personal information: LKMS INC., (group insurance contractor), INBYU INC. (insurance agent)
• Purpose of the provision of personal information: application for insurance quotations, purchase of insurance, personal identification, service call, verification of insurance purchase
• Provided personal information: name, mobile phone number, date of birth, email address
• Term for retention and use of personal information by recipient: upon expiration of purchased insurance or for the mandatory retention term under the relevant laws and regulations
<Insurance Resolution>
• Recipient of the personal information: Rich&Co., and its insurance planners
• Purpose of the provision of personal information: customer insurance and coverage analysis consultation calls and recommendation of customized insurance products through Kakao Talk
• Provided personal information: name, gender, date of birth, contact details, email, customer consultation application information, information displayed on the customer’s “My Insurance Management” screen
• Term for retention and use of personal information by recipient: one (1) year from the date of consent (provided, destroyed immediately upon customer’s withdrawal of consent)
Currency Exchange Services
• Name of company receiving the personal (credit) information: KEB Hana Bank
• Purpose of the provision of personal (credit) information: use of currency exchange services, member identification
• Provided personal (credit) information: (required) name, date of birth, mobile phone number, name of telecommunications service provider, CI
• Term for retention and use of personal (credit) information by recipient: upon withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
Receipt Services
• Recipient of the personal (credit) information: credit card company applied by the user
• Purpose of the provision of personal (credit) information: use of receipt services, member identification
• Provided personal (credit) information: (required) mobile phone number, CI
• Term for retention and use of personal (credit) information by recipient: until the termination of the service agreement of the recipient
Delivery Services
• Recipient of the personal information: Lotte Global Logistics Co., Ltd., (local delivery), DELEOKOREA (local/overseas delivery)
• Purpose of the provision of personal information: delivery of goods applied, confirmation of delivery status, delivery system intermediation, service call and processing of grievances relating to delivery
• Provided personal information: name, contact details (telephone number or mobile phone number), delivery address (sender, recipient)
• Term for retention and use of personal information by recipient: five (5) years for Lotte Global Logistics Co., Ltd., and one (1) year for DELEOKOREA following delivery, and for the mandatory retention term under the related laws and regulations
• Recipient of the personal information: Kakao Corp.
• Purpose of the provision of personal information: registration and use in the comprehensive address book of Kakao Corp., for the provision of delivery services
• Provided items of personal information: delivery destination information (recipient name, delivery address, telephone number)
• Term for retention and use of personal information by recipient: upon withdrawal from Kakao or for the mandatory retention term under the relevant laws and regulations
Overseas Payment
• Recipient of the personal information and country: Apple Distribution International Limited
• Purpose of the provision of personal information: registration of payment method, App Store payment using Kakaopay, identification of service user, service calls
• Provided personal information: Kakao account (email or mobile phone number)
• Method of providing personal information: secure transmission through exclusive line
• Term for retention and use of personal information by recipient: until the Apple App Store payment method is deleted
• Recipient of the personal information and country: Google LLC
• Purpose of the provision of personal information: registration of payment method, Google services payment using Kakaopay, identification of service user, service calls
• Provided personal information: Kakao account (email or mobile phone number)
• Method of providing personal information: secure transmission through exclusive line
• Term for retention and use of personal information by recipient: until the Google service payment method is deleted
Credit Inquiry Services
• Recipient of the personal information: Korea Credit Bureau (KCB)
• Purpose of the provision of personal information: credit rating, credit score, confirmation of credit information records
• Provided personal information: name, date of birth, gender, mobile phone number, DI, customer number
• Term for retention and use of personal information by recipient: upon withdrawal from Kakaopay or for the mandatory retention term under the relevant laws and regulations
My Loan Limit Services
• Recipient of the personal information: financial companies providing loan limit services within the Kakaopay services (BNK Kyongnam Bank, CITIBANK KOREA, KEB Hana Bank, SBI Saving Bank, KOREA INVESTMENT SAVINGS BANK., SMART SAVING BANK, EUGENE SAVINGS BANK CO., LTD, JB WOORI CAPITAL CO.,LTD., BNK CAPITAL CO., LTD, STANDARD CHARTERED BANK KOREA LIMITED., SHINHAN SAVING BANK, WELCOME SAVINGS BANK, OK Savings Bank, JT Savings bank Co.,Ltd., JT Chinae Savings Bank co., Ltd., BNKBUSAN BANK, KB Kookmin Card Co., Ltd., KB Savings Bank Co., Ltd, Shinhan Card Co., Ltd., Kyobo Life Insurance Co., Ltd., Lotte Capital, Yegaram Savings Bank, DGB Daegu Bank, KWANGJU BANK, Okay Capital Co., LTD, JEONBUK BANK, IBK SAVINGS BANK, DAISHIN SAVINGS BANK, DGB Capital, WOORI BANK, ACUON CAPITAL CORPORATION., NH SAVINGS BANK, Acuon Savings Bank, Suhyup Bank, KIWOOM SAVINGS BANK, MOA SAVING BANK, LOTTECARD CO.,LTD., Hanwha Life Insurance Co., Ltd., SHINHAN BANK, etc.)
※ You can check the financial companies of the my loan limit services at any time through the Kakaopay Privacy Policy.
• Purpose of the provision of personal information: use of services, determination of whether to set (financial) transactions, setting/maintenance/performance and management of (financial) transactions, incident investigation, dispute resolution and processing of inquiries, performance of obligations under laws and regulations, customized provision of services, enhancement and improvement of service quality, statistics and analysis
• Provided personal information: personally identifiable information, such as name, contact details, resident registration number, etc., details of the service application
※ Resident registration numbers are immediately destroyed after being temporarily processed only when it is unavoidable to provide the services, and Kakaopay does not separately store or manage such resident registration numbers.
• Term for retention and use of personal information by recipient
- In the event there are contracts executed: five (5) years from the closing of the transaction (provided, personal information is separately stored for incident investigations, dispute resolution and processing of inquiries, and if there are separate provisions under relevant laws and regulations, the term prescribed thereby will be applicable)
- In the event there are no contracts executed: three (3) months from the date of consent
Personally Customized Provision of Services
• Recipient of the personal information: Kakao Corp.
• Purpose of the provision of personal information: provision of services recommending personalized contents, and prevention of illegal use of the services
• Provided personal information
- Kakaopay Money records of use
- Kakaopay services records of use and payment
- Electronic invoices and authentication records
- Records of collection and use of memberships and mileage points
- Affiliated financial services records of use
- Records of use of apps/website relating to Kakaopay
• Term for retention and use of personal information by recipient: until the membership withdrawal from Kakao
* The provision of personal information hereunder is subject to optional consent, and will be provided only if you have given consent.